Terms of Service

1. Acceptance of Terms

By downloading, installing, or using the DebtSplitter app ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

DebtSplitter is a mobile application that helps users track shared expenses and manage debts between individuals. The App operates entirely offline and stores all data locally on your device.

3. User Responsibilities

You are responsible for:

• Maintaining the accuracy of information you enter into the App
• Backing up your data (the App stores data locally on your device)
• Ensuring any financial settlements are conducted through appropriate channels
• Using the App in compliance with all applicable laws and regulations

4. No Financial Services

DebtSplitter is a tracking and calculation tool only. We do not:

• Process payments or financial transactions
• Provide financial, legal, or tax advice
• Guarantee the accuracy of calculations or currency conversions
• Act as a mediator in disputes between users

5. Currency Conversion

The App includes offline currency conversion using exchange rates bundled with each app update. These rates:

• Are provided for convenience only
• May not reflect real-time market rates
• Should not be used for official financial transactions
• Are updated with app releases, not in real-time

6. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Accuracy of calculations or currency conversions
• Uninterrupted or error-free operation
• Fitness for a particular purpose
• Non-infringement

7. Limitation of Liability

To the maximum extent permitted by law, CheapChipApps and its developers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the App
• Any inaccuracies in calculations or data
• Loss of data stored on your device
• Disputes arising from shared expenses

8. Data Storage

All data is stored locally on your device. You are responsible for:

• Backing up your data using device backup solutions (iCloud, iTunes, etc.)
• Understanding that uninstalling the App may result in data loss
• Protecting your device with appropriate security measures

9. Intellectual Property

The App and its original content, features, and functionality are owned by CheapChipApps and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes through the App or via our website. Your continued use of the App after such modifications constitutes acceptance of the updated Terms.

11. Termination

You may stop using the App at any time by uninstalling it from your device. We reserve the right to terminate or suspend access to the App without prior notice for any violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

13. Contact Information

For questions about these Terms, please contact us at:

Email: developer@cheapchipapps.com

Instagram: @cheapchipapps

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.